Rates

Savings Rates

Effective: July 01, 2020

Savings Minimum Balance* APY**
Regular Share $100 0.05%
Vacation & Christmas Accounts $100 0.05%
Keiki Account   $100 0.05%
Money Market Accounts $2,500 - $25,000 0.10%
  $25,001 - $50,000 0.15%
  $50,001 - $100,000 0.20%
  $100,001+ 0.30%
IRA Shares $100 0.30%

* Minimum balance to earn dividends
** Annual Percentage Yield
Rates are subject to change without notice

Certificates

Effective: July 01, 2020

Share Certificates Minimum Deposit Interest Rate APY*
6 Month Certificate $1000.00 0.149% 0.15%
$5000.00 0.199% 0.20%
1 Year Certificate $1000.00 0.249% 0.25%
$5000.00 0.399% 0.40%
2 Year Certificate $1000.00 0.499% 0.50%
$5000.00 0.598% 0.60%
3 Year Certificate $1000.00 0.648% 0.65%
$5000.00 0.747% 0.75%
4 Year Certificate $1000.00 0.698% 0.70%
$5000.00 0.996% 1.00%
5 Year Certificate $1000.00 0.996% 1.00%
$5000.00 1.244% 1.25%

 

IRA Share Certificates Minimum Deposit Interest Rate APY*
13 Month Certificate $500.00 0.349% 0.35%
$5000.00 0.499% 0.50%
2 Year Certificate $500.00 0.598% 0.60%
$5000.00 0.797% 0.80%
3 Year Certificate $500.00 0.847% 0.85%
$5000.00 0.996% 1.00%
4 Year Certificate $500.00 1.095% 1.10%
$5000.00 1.244% 1.25%
5 Year Certificate $500.00 1.343% 1.35%
$5000.00 1.491% 1.50%

* Annual Percentage Yield
Rates are subject to change without notice
May be a penalty for early withdrawal

Loan Rates

Effective: May 01, 2020

Type Term APR*
Signature Up to 12 months as low as 4.00%
  Up to 36 months as low as 5.45%
  Up to 48 months as low as 5.95%
  Up to 60 months as low as 6.70%
  Up to 84 months as low as 7.95%
Personal Line of Credit as low as 7.50%
VISA Platinum Rewards 8.90%
VISA Classic 12.90%
New Auto Up to 36 months as low as 2.25%
  Up to 60 months as low as 2.50%
  Up to 72 months as low as 3.50%
  Up to 84 months as low as 4.25%
Used Auto Up to 36 months as low as 2.55%
(5 years & newer) Up to 60 months as low as 3.00%
  Up to 72 months as low as 3.70%
  Up to 84 months as low as 4.75%
Used Auto Up to 24 months as low as 3.75%
(6-10 years old) Up to 36 months as low as 4.50%
  Up to 48 months as low as 5.00%
  Up to 60 months as low as 5.60%
Home Equity Line of Credit 2.99%** Fixed for 1st 3 years, variable rate thereafter (WSJ Prime + margin)
** requires minimum $10,000.00 draw at closing
We also offer loans for boats and motorcycles, and loans secured with your savings or certificate. Call us for the most current interest rates.

*Annual Percentage Rate. These rates are the lowest available. Your rate may be higher based on your creditworthiness.

Click here for Loan Rates & Disclosures