Rates

Savings Rates

Effective: March 01, 2019

Savings Minimum Balance* APY**
Regular Share $100 0.15%
Vacation & Christmas Accounts $100 0.15%
Keiki Account   $100 0.15%
Money Market Accounts $2,500 - $25,000 0.25%
  $25,001 - $100,000 0.35%
  $100,001+ 0.50%
IRA Shares $100 0.50%

 

Checking Accounts Minimum Balance* APY**
  $1,000 - $4,999 0.00%
  $5,000+ 0.05%

* Minimum balance to earn dividends
** Annual Percentage Yield
Rates are subject to change without notice

Certificates

Effective: February 01, 2019

Share Certificates Minimum Deposit Interest Rate APY*
6 Month Certificate $1000.00 0.798% 0.80%
$5000.00 0.996% 1.00%
1 Year Certificate $1000.00 1.244% 1.25%
$5000.00 1.492% 1.50%
2 Year Certificate $1000.00 1.492% 1.50%
$5000.00 1.739% 1.75%
3 Year Certificate $1000.00 1.739% 1.75%
$5000.00 1.985% 2.00%
4 Year Certificate $1000.00 1.985% 2.00%
$5000.00 2.231% 2.25%
5 Year Certificate $1000.00 2.231% 2.25%
$5000.00 2.477% 2.50%

 

IRA Share Certificates Minimum Deposit Interest Rate APY*
13 Month Certificate $500.00 1.343% 1.35%
$5000.00 1.591% 1.60%
2 Year Certificate $500.00 1.591% 1.60%
$5000.00 1.837% 1.85%
3 Year Certificate $500.00 1.837% 1.85%
$5000.00 2.083% 2.10%
4 Year Certificate $500.00 2.083% 2.10%
$5000.00 2.330% 2.35%
5 Year Certificate $500.00 2.330% 2.35%
$5000.00 2.575% 2.60%

* Annual Percentage Yield
Rates are subject to change without notice
May be a penalty for early withdrawal

Loan Rates

Effective: February 01, 2019

Type Term APR*
Signature Up to 12 months as low as 3.75%
  Up to 36 months as low as 5.20%
  Up to 48 months as low as 5.70%
  Up to 60 months as low as 6.20%
  Up to 84 months as low as 7.45%
Personal Line of Credit as low as 7.25%
VISA Platinum Rewards 11.15%
VISA Classic 12.90%
New Auto Up to 36 months as low as 2.25%
  Up to 60 months as low as 2.70%
  Up to 72 months as low as 3.70%
  Up to 84 months as low as 4.45%
Used Auto Up to 36 months as low as 2.75%
(5 years & newer) Up to 60 months as low as 3.20%
  Up to 72 months as low as 3.95%
  Up to 84 months as low as 4.95%
Used Auto Up to 24 months as low as 3.95%
(6-10 years old) Up to 36 months as low as 4.70%
  Up to 48 months as low as 5.20%
  Up to 60 months as low as 5.80%
Home Equity Line of Credit 2.99%* Fixed for 1st 3 years, market index thereafter
* requires minimum $10,000 draw at closing
We also offer loans for boats and motorcycles, and loans secured with your savings or certificate. Call us for the most current interest rates.

*Annual Percentage Rate. These rates are the lowest available. Your rate may be higher based on your creditworthiness.

Click here for Loan Rates & Disclosures