Rates

Savings Rates

Effective: March 01, 2020

Savings Minimum Balance* APY**
Regular Share $100 0.15%
Vacation & Christmas Accounts $100 0.15%
Keiki Account   $100 0.15%
Money Market Accounts $2,500 - $25,000 0.25%
  $25,001 - $50,000 0.35%
  $50,001 - $100,000 0.45%
  $100,001+ 0.60%
IRA Shares $100 0.50%

 

Checking Accounts Minimum Balance* APY**
  $1,000 - $4,999 0.00%
  $5,000+ 0.05%

* Minimum balance to earn dividends
** Annual Percentage Yield
Rates are subject to change without notice

Loan Rates

Effective: January 01, 2020

Type Term APR*
Signature Up to 12 months as low as 4.00%
  Up to 36 months as low as 5.45%
  Up to 48 months as low as 5.95%
  Up to 60 months as low as 6.70%
  Up to 84 months as low as 7.95%
Personal Line of Credit as low as 7.50%
VISA Platinum Rewards 10.40%
VISA Classic 12.90%
New Auto Up to 36 months as low as 2.25%
  Up to 60 months as low as 2.70%
  Up to 72 months as low as 3.70%
  Up to 84 months as low as 4.45%
Used Auto Up to 36 months as low as 2.75%
(5 years & newer) Up to 60 months as low as 3.20%
  Up to 72 months as low as 3.95%
  Up to 84 months as low as 4.95%
Used Auto Up to 24 months as low as 3.95%
(6-10 years old) Up to 36 months as low as 4.70%
  Up to 48 months as low as 5.20%
  Up to 60 months as low as 5.80%
Home Equity Line of Credit 2.99%** Fixed for 1st 3 years, variable rate thereafter (WSJ Prime + margin)
** requires minimum $10,000.00 draw at closing
We also offer loans for boats and motorcycles, and loans secured with your savings or certificate. Call us for the most current interest rates.

*Annual Percentage Rate. These rates are the lowest available. Your rate may be higher based on your creditworthiness.

Click here for Loan Rates & Disclosures